Free 2026 Health Insurance Tools
Every tool runs entirely in your browser with this year's official numbers — nothing you enter is sent anywhere or stored.
Your estimated premium tax credit under the post-expiration rules — cliff warnings, Medicaid checks, and MAGI-rescue tips included.
Check my subsidy →Your income as an exact % of the federal poverty level, plus every threshold it crosses: Medicaid, CSR tiers, year-round enrollment, the cliff.
Find my FPL % →Estimated full-price benchmark premium at any age 18–64, in any state — with the community-rating exceptions handled.
See my age price →Enter your COBRA quote and expected income; get a side-by-side verdict with the caveats that actually matter.
Compare my options →Compare 2026 plans and prices side by side
Licensed marketplaces and brokers can show you every plan available at your address — including ones with better networks or lower deductibles than your current plan.
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