2026 update: the enhanced ACA subsidies have expired — premiums changed for nearly everyone. See what changed →
Independent consumer resource · Since 2009Not affiliated with HealthCare.gov or any insurer · Free, no sign-up

Privacy Policy

Effective July 2026

What we collect: almost nothing. This is a static website. Our subsidy calculator runs entirely in your browser — the income and household details you enter are never transmitted to us or anyone else.

Analytics. We may use privacy-respecting, cookie-free analytics to count page views in aggregate. We do not build profiles of visitors.

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No health data. We never ask for, collect, or store medical or health-related personal information.

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