HIF

If you are a U.S. citizen residing in a foreign country, your selection of an international health insurance policy may be one of the most important decisions you make. Choosing the right insurance company can determine the level of benefits you receive in the event of a medical emergency and the quality of treatment you are able to receive. There are several companies offering this type of insurance, both within the United States and abroad. Finding the right company with whom to trust your health care may be a challenging task. In this section, we have listed some important things you might consider in making your choice. [Read more…] about Guide to Choosing an International Health Insurance Policy

The benefits provided under most international health insurance policies are far more comprehensive than travel insurance and are more closely related to a private U.S. health insurance policy. Because these are annually renewable and permanent types of health plans, they place more focus on preventive health care and medical condition treatment and maintenance. Out-of-country health plans of shorter duration focus primarily on providing benefits for emergency medical treatments and place little concern on maintaining the insured’s future health status. Also, since long-term international health insurance plans can be in effect several years, the maximum limits on paid benefits are substantially higher. [Read more…] about International Health Insurance Benefits

If you are looking for an online international health insurance quote, be sure to check out our free quotes for international medical insurance plans. We have the information you need for affordable travel insurance coverage. If you are a U.S. citizen that is residing in a foreign country, you may consider purchasing an international health insurance policy. This type of health plan is more comprehensive than a standard travel insurance policy and may have benefits similar to private health insurance policies available in the United States. A U.S. health plan, such as those available through Blue Cross, are not typically available to Americans residing in foreign countries. This is because these domestic health insurance companies do not have provider networks outside of the country and medical expenses are unpredictable, making it difficult for them to calculate monthly medical insurance premiums based on risk factors and claims histories. In addition, a U.S. citizen residing in a foreign country may not be eligible for the health insurance options available in that foreign country. Many countries have government-sponsored health plans that are only available to citizens or permanent residents of that country. [Read more…] about International Health Insurance – Know The Importance of It

When purchasing a travel insurance policy, you will typically have the option to select from several different maximum benefit levels for medical treatment. This is referred to as the medical maximum and can range from $10,000 up to $1,000,000. In the event of a medical emergency, while traveling, the insurance company will only be liable for paying medical claims up to this maximum benefit level. Since the cost of health care can vary greatly from one country to another, always make sure to purchase enough coverage for the worst-case scenario. You will find that increasing the medical maximum limit will not increase your premium payment substantially. Persons of older age may be limited to the number of medical maximums that are available to them. [Read more…] about Guide to Choosing a Travel Insurance Plan

HealthInsuranceFinders.com is your best destination for cheap travel insurance. In the event of a travel accident, insurance is essential to cover unexpected medical costs. Get free travel insurance quotes for cheap travel health insurance and travel medical insurance plans.

If you are a U.S. citizen and are planning a trip outside of the country, you might consider purchasing a travel health insurance policy. Travel medical insurance should be considered whether you travel for business or pleasure because international travel involves risk. A personal emergency may necessitate an early return to your home country. A medical emergency may require hospitalization or even air evacuation. In most cases, your existing health insurance will not provide adequate protection for these and other risks. Without appropriate travel accident insurance, you may be exposed to significant financial liability. Travel health insurance can take the risk out of international travel, so you can have an enjoyable and productive trip. [Read more…] about Travel Health Insurance – Why You Should Buy It

Choose from a wide selection of family and individual dental insurance plans.

Even if you have dental insurance through your group health insurance plan or as a supplement to your individual health insurance, you should consider comparing the rates and coverage you currently receive against a stand-alone individual dental insurance plan. You may find that the coverage offered from an insurance company specializing in dental insurance exceeds your current coverage at a relatively lower cost. With the extremely high cost associated with most dental procedures outside of normal cleanings and x-rays, you may also find it beneficial to purchase additional dental insurance to supplement the coverage you already have. Choose your state below and consult with several of the brokers and agents listed to see if an affordable dental insurance plan is right for you. [Read more…] about Dental Health Insurance – Know All About It

As the name suggests, short term health insurance is health coverage that is purchased for only a short period of time. Most companies that offer this type of health insurance will allow you to choose from coverage lengths ranging from 30 days to 12 months. Short term medical insurance coverage can protect you in the event of an unexpected illness or injury. Unlike many health insurance plans out there, short term health insurance allows you to choose your doctors and hospitals and pays for all covered expenses once your deductible and coinsurance amounts have been met. [Read more…] about Short Term Health Insurance Quotes