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Children's Health Insurance Program (New Jersey)

More: State Children's Health Insurance Programs

New Jersey Family Care

New Jersey Family Care is a federal and state funded health insurance program created to provide health insurance to New Jersey's uninsured children under the age of 18 and certain low-income parents and guardians.

Eligibility Requirements
To qualify for New Jersey Family Care, a child must not currently be covered by health insurance and must also be a New Jersey resident, US citizen or legal resident. NJ FamilyCare accepts applications from parents at below 200% of the federal poverty level. The family income must fall within the guidelines, which can be as high as 350% of the federal poverty level.

Waiting Periods
Applicants must have been uninsured for a period of three months or more before they can start coverage under the Family Care program.

Covered Services and Benefits
New Jersey Family Care provides coverage for:

  • Doctor Visits
  • Eyeglasses
  • Hospitalization
  • Lab tests
  • X-rays
  • Prescriptions
  • Regular checkups
  • Mental Health
  • Dental (for most kids)

Health Plan Options
Depending upon the county within which you reside, you will be offered a choice of three to five HMO plans to pick from. Plans are administered through Amerigroup, AmeriChoice, Health Net, Horizon Blue Cross Blue Shield of New Jersey and University Health Plans.

Premium Payments, Co-Payments and Coinsurance
New Jersey Family Care is free to most; however, depending upon family income there may be minimal premiums and co-payments required for some services. The maximum co-payment, required only from families in the highest allowable income bracket, is $35 for some covered services.

Program Length, Enrollment and Renewal
New Jersey Family Care offers 12 months of continuous coverage and requires a renewal application be submitted prior to the end of the 12 month period. The renewal process allows the health care program to check on your current eligibility status and determine if you are qualified to participate in the program for an additional 12 months.

New Jersey Family Care Contact Information
New Jersey Family Care
PO Box 8367
Trenton, NJ 08650 ;
Telephone: 800-701-0710

New Jersey Family Care Website

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