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We're looking for creative videos that are provocative, funny or thought provoking....anything that spurs people to share it and take the message to heart. The Health Insurance Finders brand has always been about empowering individuals with information and choices and now we're relying on you to help us spread that brand into a broader market.

Below are some concepts on which you can take and base funny or provocative scenes on. Please understand that being caught without health insurance when you need it most is never a laughing matter. According to the most recent U.S. Census Bureau figures, in 2005, 15.3% of Americans were without health insurance.

However, making light of serious issues, when done properly, can be an extremely effective means for sending a message. It's the film maker's job to craft the message in the appropriate manner.

CONCEPTS TO CONSIDER:
(Health Insurance Finders can help people avoid these situations):

1. "Health insurance is for the sick. I'm a healthy individual."

   Many people choose not to get health insurance because they consider themselves healthy individuals. They eat right, go to the gym and live all-around healthy lifestyles. But health insurance is not just for the sick. Health insurance, like any insurance, is financial protection from unexpected and unforeseen accidents. Think of all of the ways a healthy person could end up injured or in the hospital. Medical bills pile up quickly. Get protected!

2. Having to wait for hours in a hospital for emergency care because you don't have health insurance.

3. Being rejected for medical treatment due to lack of health insurance.

   The sad truth is that healthcare in America is a business and the goal of business is to make money. You can be denied many necessary treatments if you do not have the proper medical coverage to pay for the procedure.

4. Purchasing inadequate coverage and being stuck with the majority of the medical bills.

   There are plenty of cases where people purchase a health insurance policy without reading it through and fully understanding the limitations and exclusions of the policy, only to discover them later when they need a treatment that the insurance company refuses to cover. Understand the choice you make.

5. Purchasing inadequate coverage that is not recognized by doctors or hospitals.

   Like the previous example, there are times when individuals choose a policy that is not accepted by any or a majority of the doctors and hospitals in their area, making it virtually useless.

6. Becoming frustrated at trying to understand health insurance terminology.

   If you want to be thoroughly confused, pick up a health insurance policy and read through it. You will come across many confusing terms and concepts.

7. Rejected for health insurance because of a pre-existing medical condition.

   Insurance companies benefit the most by insuring healthy people and keeping the percentage of sick people they insure to a minimum. You can be rejected for health insurance due to a pre-existing condition (an illness or condition that existed prior to the time you applied for insurance) and many people get discourage and give up, thinking that they have no options. However, there are options like guaranteed-issue group health insurance, waiting periods for pre-existing conditions and state or federal-assisted programs for the uninsurable. Know your options.

8. Dealing with an unethical or rude insurance salesman.

   With so many choices of agents in the health insurance market, no one should have to deal with a rude or unethical salesmen. Explore your options

9. You insure your car!!! Why not insure your health too?

   Which is more important to you?

10. HMO, PPO, POS, HSA, Individual, Group, Short-Term....so many options, so confusing?

    Which choice is right for you?

11. Can I even get health insurance? How do I know?

    Sadly, some people aren't even sure if they are insurable and don't know where to start.