Trip Cancellation Insurance Exclusions

As with any type of insurance, trip cancellation insurance will have certain conditions that are not a covered benefit. These are called the "exclusions" of the insurance policy. Cancelling your trip for any reason not expressed in the Valid Reasons for Trip Cancellation Reimbursement will result in denail of coverage benefits. Changing your mind about traveling is not a valid reason for requesting a reimbursement of your trip costs.

For those valid reasons that are eligible for reimbursement, there may be other exclusions that apply to each of these cases. The most common applies to the need to cancel your trip due to an injury or illness. If this illness was a direct result of a pre-existing condition that existed prior to purchasing the trip cancellation policy, you may not be eligible to file a claim for this reason.

Other exclusions that apply to the trip cancellation insurance portion of your coverage may include acts of war, service in the armed forces, attempted suicide, drug and alcohol abuse, or pregnancy.

The trip interruption and emergency medical transportation benefits of the trip cancellation insurance policy may not be eligible for benefits if the event leading to this incident was the result of a specific action or condition. These exclusions include things like motor racing, participating in dangerous sports, traveling against the advice of a physician or mental disorders.

When purchasing a trip cancellation insurance policy, it is important to understand that this insurance coverage is offered to protect you against situations that are unpredictable and unlikely. If you are purchasing the insurance because you feel that there are circumstances that may make trip cancellation a likelihood, these situations will most likely be excluded from your policy benefits.

Related Topics

• Trip Cancellation Insurance
• Trip Cancellation Insurance Benefits
• Trip Cancellation Insurance Exclusions
• Trip Cancellation Insurance Reimbursement
• Trip Cancellation Insurance Quotes

The information provided on these pages is for informational purposes only and is not a guarantee of benefits. Always review your travel insurance policy thoroughly for any variations.