Quote for Non-Smoking Student
Q: I am a part time student in Pennsylvania who is also working part time. I am a non smoker. Could you get me a quote?
A: We are a health insurance directory and consumer resource website. We do not sell health insurance directly, so we can’t give you a quote. However, we can point you in the right direction. Since you are a part-time student, we are assuming that you do not qualify for the student health plan at your college. If you are not sure if this is correct, please check with your college plan to determine if you are eligible for coverage. And, since you are a part-time employee, you are probably not able to enroll in your company’s health plan either. So, this leaves you only a couple of other options – individual health insurance, short term health insurance or a state sponsored health plan.
There are many different companies that offer individual or short term health insurance in Pennsylvania. You will want to contact a health insurance broker in Pennsylvania that can help you look at several options. Many brokers represent companies that offer both types of health plans. Short term coverage may only be worth considering if you are planning to become a full-time student or employee within the near future. You can also check with the Office of Medical Assistance programs (Pennsylvania Medicaid) to see if they offer any health care programs that meet your needs and eligibility. They can be contacted at 717-787-1870.
BCBS of Michigan has a great plan that will work for you. It is called the Young Adult Blue plan. Here is a link to the website:
http://www.bcbsm.com/home/coverage_options/youngAdultBlue.shtml
Comment by Steve — October 20, 2006 @ 9:20 am
Thanks Steve, but this person is in Pennsylvania, not Michigan. If they want to consider a Blue’s product, they can go to the Highmark website here: https://www.highmark.com/hmk2/index.shtml
But, you are right, the Young Adult Blue plan in Michigan would be a good fit.
Comment by Site Advisor — October 20, 2006 @ 9:36 am