Kaiser Permanente Senior Advantage - California
Q: I am currently a member of Kaiser Permanente Senior Advantage in California. My son lives in Arkansas, so I am thinking of going there. How will I be covered by Kaiser if I move there?
A: This is actually a question that should be addressed to Kaiser, but we can summarize it for you: You won’t be!! The Kaiser Permanente Senior Advantage is available only to people who live in the service area. As with most Medicare Advantage HMO plans the insurance companies work with a specific group of physicians and hospitals. Kaiser is unique in that they are an insurance company who manages their own health care facilities and employees their own staff of physicians. This network of health care providers is limited to specific geographic locations. Kaiser does not currently operate facilities in Arkansas.
Coverage outside of the Kaiser service area is limited to emergency and urgent care only, but this won’t help you much because you are considering becoming a permanent resident of Arkansas. If you plan to move permanently outside the Kaiser service area you will be disenrolled from Senior Advantage. Any person insured under a Medicare Advantage plan this is considering relocation should check with their insurance company to understand their options.
There are Medicare plans available and you can find agents to assist you in reviewing your options by visiting our Arkansas Medicare Supplemental Insurance Directory. There are special eligibility requirements for persons that are switching Medicare plans because they have moved outside of the area of their current Medicare provider. You can find out more information about the enrollment requirements by visiting http://www.medicare.gov or discussing this with a Medicare company in Arkansas.
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