The Guide: Health Insurance for Individuals

There are many reasons why someone would be interested in purchasing health insurance on the individual coverage market. Perhaps your employer can no longer offer coverage, or your parents can no longer offer you coverage under the COBRA plan, or perhaps you simply want to take steps to protect yourself both physically and financially in the event of an accident or illness.

Regardless, it can be difficult to find the right plan for you. With so many insurance plans on the market, deductibles to choose from, co-pays to worry about, and more it can feel overwhelming when you sit down to figure out what type of insurance policy you need.

But whether you've never had insurance before, or have had it for years, the key to choosing the best health insurance policy for you is to know what you'll need, what's available in your state, and what you can afford to pay both yearly, and in the event of a medical emergency.

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