Oklahoma Health Insurance Risk Pool - Health Insurance for the Uninsurable
Risk Pool Name / Acronym
Oklahoma Health Insurance Risk Pool
Insurance Regulation Establishing Risk Pool
Oklahoma Insurance Department
1995
Funding
The risk pool is funded by insurance premiums collected from plan members and subsidized by association members that are assessed for net losses in proportion to their share of the total health insurance premiums received in the state during the year.
Plans Offered
For a list of available plans, contact the risk pool directly.
Plan Benefits
For more information on plan benefits, contact the risk pool directly.
Maximum Benefit Limits
For maximum lifetime benefit limits, contact the risk pool directly.
Eligibility
- You must be a resident of Oklahoma for at least one year
- You must have been rejected by two different insurance companies or you were quoted premiums higher than the premiums offered by the risk pool
- You must not be in prison or a drug or alcohol facility
Enrollment Periods
Applications are accepted at anytime. Upon approval, your coverage will begin on the first day of the month following your approval if it complete prior to the cut-off date.
Premium Payments
For more information on premium payments, contact the risk pool directly.
Premium Calculations
Oklahoma risk pool premiums are capped at a maximum of 150% of the standard rate that would be charged to residents of Oklahoma that are eligible for standard issue comprehensive health insurance coverage similar in benefits to the plans offered through the risk pool.
Pre-Existing Condition Waiting Periods
For more information on pre-existing condition waiting periods, contact the risk pool administrator directly.
Oklahoma Health Insurance High Risk Pool Contact Information
Oklahoma High Risk Pool Administrator
Epoch Group
6717 Shawnee Mission Parkway
Overland, KS 66202
Phone: (800) 255-6065
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