Children's Health Insurance Program (Montana)
More State Children's Health Insurance Programs
Montana Children's Health Insurance Program (CHIP)
Eligibility Requirements
Only uninsured children under the age of 19 are eligible for CHIP coverage. A child must be a resident of Montana and a U.S. citizen or a qualified alien. Parents cannot be employed by the State of Montana or working for the Montana University system. Household income must meet the income guidelines for household size and recognized income. An eligible child must not be eligible for Medicaid.
Waiting Periods
Children are placed on a waiting list when enrollment exceeds the maximum spaces available. Children on the waiting list will be covered on a first-come, first-served basis as openings occur. Currently there is no waiting time. There is a one month waiting period if the child has been covered under a health plan prior to applying for coverage.
Covered Services and Benefits
Montana CHIP offers comprehensive coverage that includes:
- Office and clinic visits
- Emergency Services
- Prescription Drugs
- Hospital Services
- Lab and x-ray services
- Dental services
- Vision exams and eyeglasses
- Hearing exams
- And More
Health Plan Options
Montana Department of Public Health and Human Services contracts with Blue Cross and Blue Shield of Montana to provide health insurance to children enrolled in CHIP.
Premium Payments, Co-Payments and Coinsurance
Some families will be required to make small co-payments for some covered services. Maximum total co-payments for a year are $215 per covered child, after which there are no further co-payments for the remainder of the year. Premiums are paid to Blue Cross Blue Shield by the Montana Department of Public Health and Human Services.
Program Length, Enrollment and Renewal
Families need to reapply every 12 months. Packets for reapplying will be sent out 30 days before renewal.
Montana CHIP Contact Information
Montana
CHIP
P.O. Box 202951
Helena, MT 59620-2951
877-543-7669
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