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Children's Health Insurance Program (Minnesota)

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MinnesotaCare provides health insurance for children under the age of 21, individuals, and families who cannot afford a private health plan.

Eligibility Requirements
You must be under 21 and be a resident of Minnesota and a U.S. citizen or a non-citizen lawfully living in the U. S. You must have a social security number or be willing to apply for one. You must not currently have insurance (including Medicare) nor been insured within the last four months. You must not be able to have insurance through an employer where they pay at least half of the monthly cost.

Waiting Periods
There is a four month waiting period from the termination date of prior health insurance coverage if it was terminated voluntarily.

Covered Services and Benefits
MinnesotaCare provides health care benefits for:

  • Alcohol and drug treatment
  • Chiropractic care
  • Dental care
  • Doctor/clinic visits
  • Emergency ambulance
  • Emergency room care (ER)
  • Eye exams and eyeglasses
  • Family planning services
  • Hearing aids
  • Home care
  • Hospice care
  • Immunizations
  • Inpatient hospital
  • Interpreters (language and hearing)
  • Lab and X-ray
  • Medical equipment and supplies
  • Medical transportation for pregnant women and children under 21 only; access, ambulance and special
  • Medication Therapy Management
  • Mental health care
  • Outpatient surgery
  • Prescription drugs
  • Rehabilitative therapy

Health Plan Options
Once enrolled, you have to choose a managed care health plan of Medica, BlueCross/BlueShield or HealthPartners. Contact MinnesotaCare directly for more information on your health plan options.

Premium Payments, Co-Payments and Coinsurance
Premiums are based on income levels and family size and start at $4 and increase to a maximum of $40. There may be co-payments for certain covered medical expenses, but they are typically only $5. Other deductible and coinsurance limits may apply to other covered services in some circumstances.

Program Length, Enrollment and Renewal
MinnesotaCare coverage lasts for 12 months. There is an annual review to determine if you still qualify and a renewal application will be sent to you prior to your expiration date of coverage.

MinnesotaCare Contact Information
Minnesota Care
540 Cedar Street
St. Paul, MN 55155
651-297-3862, 800-657-3672

MinnesotaCare Website

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