Children's Health Insurance Program (Michigan)
More State Children's Health Insurance Programs
Michigan - MIChild
Eligibility Requirements
To qualify for MIChild, the applicant must be a U.S. citizen or a documented alien. Some legal immigrants may not be eligible for coverage until they have been a resident for 5 years. All applicants must be a resident of Michigan and under the age of 19. You are not eligible if you have other health insurance, or have had health insurance in the past 6 months that was terminated voluntarily. Adjusted gross family income must be 150% to 200% of the federal poverty level. Pregnant women may also be eligible for coverage if they meet the income guidelines.
Waiting Periods
If you have had other health insurance that was terminated voluntarily, you must wait 6 months from the termination date of that coverage before you can enroll in Michigan's children's health plan.
Covered Services and Benefits
MIChild provides medical coverage for the following:
- Regular Checkups
- Shots
- Emergency care
- Dental Care
- Pharmacy
- Hospital Care
- Prenatal care and delivery
- Vision and hearing
- Mental health and substance abuse services
- And more
Health Plan Options
There are many HMO and other health care plans in Michigan that accept members qualified under the MIChild guidelines. The level of coverage provided by each of these participating insurance companies must meet MIChild guidelines, so the coverage is similar regardless of which health plan you select.
Premium Payments, Co-Payments and Coinsurance
There is a $5 per child premium payment required to maintain coverage under MIChild. Native Americans are exempt from paying the monthly premium. Contact MIChild or one of the insurance companies offering coverage under this program for more information about co-payments for certain covered medical expenses.
Program Length, Enrollment and Renewal
MIChild coverage last for 12 months from the date of enrollment. Prior to the expiration of coverage, you will have the option to renew you coverage for an additional 12 months. To be eligible for renewal, you are required to complete an application to make sure you still meet the requirements of participating in this program. A financial review will be part of the application.
MIChild Contact Information
MIChild
Capitol View Building
201 Townsend Street
Lansing, Michigan 48913
888-988-6300
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