Children's Health Insurance Program (Maryland)
More State Children's Health Insurance Programs
Maryland Children's Health Program (MCHP)
Eligibility Requirements
MCHP gives full health benefits for children up to the age of 19 and pregnant women of any age who meet the income guidelines. Some children who already have health insurance may still qualify. Qualifying incomes for children are based on 200% of the federal poverty level and 250% for pregnant women.
Waiting Periods
Many state children's health insurance programs require that a child must be uninsured for up to 6 months before they can be eligible for the health care program. MCHP, in some cases, is available to children even if they have current health insurance. For most applicants, coverage can begin within 30 days of submitting your application.
Covered Services and Benefits
MCHP provides coverage for:
- Doctor Visits
- Immunizations
- Prescription Medicines
- Hospital Care
- Mental Health Services
- Substance abuse treatment
- Lab work and Test
- Dental Care
- Vision Care
- Transportation to Medical Appointments
- And More
Health Plan Options
There a variety of Managed Care Organizations (MCO) through the Maryland Health Choice Program that coordinate benefits through participating medical groups. The level of coverage is similar, regardless of which MCO you choose.
Premium Payments, Co-Payments and Coinsurance
Children that qualify based on income under 200% of the federal poverty level will have no premiums. Families with income between 200-250% of the FPL will pay $44 per month and families with income between 250-300% of the FPL will pay $55 per month.
Program Length, Enrollment and Renewal
MCHP coverage is good for 12 months. You may renew coverage if you still meet the income and eligibility requirements and prior to renewal you will be required to prove your income has not increased to level where you no longer qualify for coverage.
Maryland Childrens's Health Program Contact Information
MCHP
201 West Preston Street Rm. 136
Baltimore, Maryland 21201
800-456-8900
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