Know your options

Children's Health Insurance Program (Florida) 

Florida KidCare

Florida KidCare is a state-sponsored program enacted by the 1998 Florida Legislature to provide comprehensive health coverage for uninsured children. The program insures children under the age of 18, even if one of both parents is working.

Eligibility Requirements
The family income of children wishing to enroll in the KidCare program must fall within the guidelines that are based on family size. Typically, the household income should be at or below 200% of FPL. You must also be resident of Florida, a U.S. citizen or a qualified non-citizen. Children of state employees, or those residing in a public institution, are not eligible for the KidCare Program.

Waiting Periods
There is a six month waiting period from the termination date of prior group health coverage if that coverage was voluntarily terminated.

Covered Services and Benefits
Florida KidCare provides the following services:

  • Office visits
  • Well child care
  • Hospice care
  • Hospital Care
  • Prescription Drug Benefits
  • Lab work
  • Organ transplants
  • Speech/hearing therapy
  • Durable Medical Equipment
  • Hearing screening (Primary Care)
  • Emergency services and ambulance service
  • Dental Benefits

Health Plan Options
The Florida KidCare state children's health insurance program provides health insurance through four partner agencies:

  • MediKids: Provides health coverage to children ages 1 through 4.
  • Healthy Kids: Provides health insurance to children ages 5 through 18.
  • Children's Medical Services Network: Provides health coverage to children birth through 18 who have special health care needs.
  • Medicaid: For children birth through 18. A child who has other health insurance may still qualify for Medicaid.

Premium Payments, Co-Payments and Coinsurance
There may be a monthly premium depending on your family size and household income. Most families pay $15 or $20 a month. If you need to pay more based on higher income levels, you will be contacted by Florida KidCare with your premium amount prior to enrollment. Some covered medical services may require minimal co-payments.

Program Length, Enrollment and Renewal
Once a year you will receive a letter and a partially filled out application from Florida KidCare. You will be asked to confirm the eligibility requirements are still being met. This renewal information will be sent to you in advance of the annual plan expiration date.

Some Florida KidCare programs may have limited space, and applications are accepted on a first-come, first-served basis. When MediKids, Healthy Kids and the Children's Medical Services Network are full, enrollment for these programs will close. Medicaid is always open for children who qualify.

Florida KidCare Contact Information

Florida Health Kids Corporation
P.O. Box 980
Tallahassee, FL 32302-0980

Florida KidCare Website

* Important Notice: The information on this page, and the Children's State Health Insurance Program pages dedicated to each state, are subject to change without notice. We do not guarantee that any of the plan details, eligibility requirements, benefit limits, enrollment periods or premium payment calculations are accurate. Always refer to the Evidence of Coverage and CHIP contracts for the most accurate information. Links to the appropriate source for the most current information is provided throughout these pages. Never assume eligibility for a Children's Health Insurance Program until you have received approval of your application and been given an effective date of coverage.