ARKids First, designed by the State of Arkansas, offers insurance to the children of working families who earned too much for public health coverage but could not afford to purchase health insurance. To eligible for the coverage, the Arkansas resident children should be under the age of 19.
If your family income is less than the amount indicated for your children's ages, then your children may be eligible for ARKids A or ARKids B program. If you choose to apply, your assets will not be taken into consideration for either the A or B program.
If your family income is less than the amount in the ARKids A for your children s ages, then your children may be eligible for ARKids A (Medicaid) program. If your family income is more than the amount in the ARKids A but less than the amount in the ARKids B column, your children may be eligible for ARKids B program.
Income Limits for ARKids A :
133% of FPL for children under 6
100% of FPL for children 6 and older
Income Limits for ARKids B Program:
At or below 200 % of FPL
ARKids B is available to children who do not have an employer-sponsored or group health insurance plan and have not had health insurance for at least six months. If you have lost health insurance involuntarily, your children may be eligible for insurance immediately.
There is a waiting period for those children have recently been covered under an employer-sponsored group plan. These children must wait until their previous group health coverage has been terminated for at least 6 months.
Covered Services and Benefits
ARKids First covers the following medically necessary services:
Health Plan Options
There are two plan choices: ARKids Plan A & ARKids Plan B
Premium Payments, Co-Payments and Coinsurance
There are no deductibles, premiums or copayments for ARKids A coverage for children under 18; children who are 18 will have nominal cost sharing at the pharmacy, at the hospital on the first Medicaid covered day of a hospitalization, and for prescription services for eyeglasses. For ARKids B coverage, there are no deductibles or premiums, but you may be asked to make a small copayment, usually $10 per doctor visit. when you visit the doctor. Some services such as Inpatient care will require a 20% coinsurance for the first day s charges. Prescription drugs have a $5.00 (generic when possible) co-pay. There is an out-of-pocket maximum coinsurance limit that is equal to 5% of gross earnings.
Program Length, Enrollment and Renewal
Enrollment in ARKids First requires that you meet all eligibility guidelines. Contact ARKids First for information regarding enrollment periods and renewals based on periodic review of eligibility.
500 President Clinton Ave.
Little Rock, AR 72201
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