More State Children's Health Insurance Programs
Eligibility Requirements
ARKids First is state-sponsored health insurance for resident children of Arkansas who are under the age of 19. If your family income is less than the amount indicated for your children's ages, then your children may be eligible for ARKids program A of B. If you choose to apply your assets will not be taken into consideration for either the A or B program. ARKids B is available to children who do not have an employer-sponsored or group health insurance plan and have not had health insurance for at least six months. If you have lost health insurance involuntarily, your children may be eligible for insurance immediately.
Waiting Periods
There is a waiting period for those children have recently been covered under an employer-sponsored group plan. These children must wait until their previous group health coverage has been terminated for at least 6 months.
Covered Services and Benefits
ARKids First covers the following medically necessary services:
Health Plan Options
There are two plan choices: Plan A & Plan B
Premium Payments, Co-Payments and Coinsurance
There are no premium requirements for programs A or B. Program B does require a $10.00 per trip co-payment for most services. Some services such as Inpatient care will require a 20% coinsurance for the first day's charges. Prescription drugs have a $5.00 (generic when possible) co-pay. There is an out-of-pocket maximum coinsurance limit that is equal to 5% of gross earnings.
Program Length, Enrollment and Renewal
Enrollment in ARKids First requires that you meet all eligibility guidelines. Contact ARKids First for information regarding enrollment periods and renewals based on periodic review of eligibility.
500 President Clinton Ave.
Suite 400
Little Rock, AR 72201
888-474-8275
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