American Family Life Insurance Company

History

Eighty years ago a lone insurance salesman in Wisconsin, struggling to feed his family, came up with a strategy to market auto insurance to farmers, a community that would pose less risk in their overall coverage. Believing in his idea, Herman Wittwer opened Farmers Mutual Automobile Insurance Company in October of 1927. Wittwer's strategy paid off and the company began to grow. As the company grew, so too did the needs of its customer base and soon Farmers Mutual Automobile Insurance Company was forced to begin expansion of its product line. In 1963, Farmers Mutual became American Family Mutual Insurance Company. Today, American Family Mutual offers a line of insurance products in 18 states, which includes automobile, property, life, health, business and farm insurance products. Annuities and consumer loans are also offered through American Family Life Insurance Company.

Insurance Plans & Coverage

Although not all products are available in all states, American Family Life Insurance Company is proud to offer its line of health products in Arizona, Colorado, Idaho, Illinois, Indiana, Iowa, Kansas, Minnesota, Missouri, Nebraska, Nevada, North Dakota, Ohio, Oregon, South Dakota, Utah, and Washington. Included in its line of health products offered within these states are Major Medical Health Insurance Plans, High Deductible Health Plans which are HSA qualified, Short Term Health Plans and Medicare Supplement Insurance Plans. American Family Life Insurance Company does not limit its members to a specific network of providers, but rather allows its members to choose their own doctor and healthcare facilities to better meet their health care needs.

The American Family line of health products offers two major medical health plans, AmChoice Health Plan and AmChoice Plus Health Plan. Both plans offer a variety of deductibles with AmChoice Health deductibles ranging from $2,000 to $10,000 and AmChoice Health Plus offering deductibles ranging from $500 to $10,000. Both plans are designed to meet the needs of catastrophic medical expenses, while offering coverage for some outpatient medical expenses.

The American Family Life High Deductible plan is HSA qualified and is designed to your monthly premiums to a minimum, while offering its members more input into their health care choices. When coupled with a Health Savings Account, the American Family Life High Deductible plan will also offer members the ability to earn tax free interest on their money as well as provide them with significant tax advantages.

The American Family Short Term Health plan is the perfect medical plan for individuals who may be in between jobs or waiting for employer-sponsored health coverage to take effect. Offering coverage for a period as short as 30 days or up to 180 days, the American Family Short Term plan offers coverage for unexpected illness or injury during crucial times when members may have otherwise been uninsured.

Also available through American Family Life is their Medicare Supplement Insurance. The American Family Life Medicare Supplement Insurance offers its members the freedom to choose their health care providers and a variety of coverage options.