You can try getting quotes directly from Texas health insurance providers or from agents through their websites. You’ll be able to find out what their different plans cover, including the cost of premium for each plan. If you get online health insurance quotes, then you’re likely to get a phone call from insurance agents and sell you their plan options.

Another option is to contact a health insurance agent or broker who can shop for a good Texas health insurance plan for you. A broker represents multiple insurance carriers. He is in the best position to help sort through all the various plan options and insurance companies in the state. But first, the broker will need to ask you for information on what you may need in your insurance plan (i.e. co-pays to doctor visits and prescriptions) and about your health condition. With this information, the agent should be able to find you a good plan that fits your budget and your requirements.

Before you buy your Texas health insurance plan, make sure you’ve looked closely at the policy’s Extent of Healthcare Coverage. To double-check your plan’s provisions, you can also contact your State Board of Insurance.

Answer by general public — June 11, 2009 @ 4:38 pm

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