What if I need more space?
Although it is not always required, you should sign and date any additional sheets that you include with your application, and make reference on the title of each additional sheet that it is an addendum to your application for insurance, which should have the same date and signatures. A benefit of answering the health questions on a separate sheet of paper is that you can be more descriptive in your answers. Even if the original application does not ask you for additional comments or explanations, you are allowed to include as much information as you wish. In fact, the more details you can provide, the easier the process will be for the insurance company. It is important to know that any information you include on an addendum to your application will become a legal part of the application. Make sure that any additional information you provide is accurate. 1 CommentLeave a comment |
|
What if I need more space?
Health insurance applications never provide enough space to provide all of the information and details that they require. This is especially true if you are including more than one person on the application. The space they provide under the health questionnaire for doctor’s name, addresses, reason for visit, result of visit, etc. are not sufficient for most people. It is perfectly acceptable to put all of these details on a separate sheet of paper and include it along with the application. On the actual application, you can just write “see addendum” on the questions for which you need more writing space. On the separate sheet of paper, make sure to include the details for everything that was asked on that question. Referencing and repeating the question on the separate sheet of paper is also helpful to the underwriters that will be reviewing your application. If there is more than one person included on the application, make sure to also reference which family member the question and answer applies to. You can even have a separate sheet for each family member, as long as you answer each question that applies to that specific family member.
Hey, what can you do if you don’t add your newborn to your health insurance policy within the 30 day deadline? When the baby was born, my wife had too stay in hospital for another week because of complications and it has been going on since, so with all the things happening at once, I completely forgot about the medical plans and that I had to add our son. The health insurance company has told me that I waited too long to do so. My plan is a group health plan. They also told me that it’s because of some IRS law? Regretfully the company has used this to deny the claims that I made for the birth and care. I have no idea what to do about this! Will appreciate advice very much!
Comment by Josh — June 30, 2009 @ 12:32 pm