How will I find a low-cost Michigan health insurance plan for myself? I’m self-employed so I have to pay the entire insurance premium on my own.

There are several ways to find a Michigan health insurance plan that will fit your budget and medical requirements. The first way is to ask others who are already insured for their personal recommendations. You will usually find out if certain health insurance companies or health plans are ideal for your situation.

Another means to find a Michigan health insurance plan that fits your requirements is to personally check out plans that several insurance companies offer. You should then compare these health plans depending on the features. In general, the main features you should look at are premiums, co-pays, deductible, and coverage.

Since you’re self-employed and possibly a business owner, you might want to check out health plans for small businesses or join a trade association. There are also several states who consider self-employed individuals as “groups of one”. Group health plans that usually have lower prices are accessible to self-employed people who qualify in the “groups of one” category.

You should also try to find several local insurance agents who work with different Michigan health insurance companies. The agents can probably give you several health plan options or recommend plans that fit your specifications. There’s no extra charge if you consult with insurance agents.

Answer by general public - June 19, 2009 @ 3:46 am

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