I work in a small company that has 40 employees. I recently learned that only the mangers have health insurance. So when I was involved in a car accident months ago, I had to pay all my medical expenses. What should be the size of a company before the employees are given health insurance? Do I have legal grounds to file a case against my employer for not providing medical health insurance to the employees?
However, eligibility requirements for managing medical health insurance plans are stated by federal laws for any group medical health plan from employers with more than 20 employees. But employers can still specify the eligibility exclusions. For example, they may decide not to provide health insurance to part-time employees or those who have not met predefined work criteria. If your employer is only insuring the managers, they probably have a “carve-out” contract with the insurance company. It is better if you inquire of the employee benefits or ask for a copy of the employee benefits handbook. It usually contains the eligibility rules for the company’s health insurance according to the situation or type of each employee. You might also want to check the eligibility guidelines stated by your state’s insurance regulatory body. Answer by admin — May 25, 2009 @ 11:00 am No CommentsNo comments yet. Leave a comment |
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Federal law does not require small company owners to provide medical health insurance to their employees. It is their choice of whether they provide one or not, or they pay for it or not.
