I plan to switch from a group to an individual insurance plan. What insurance company offers individual insurance plans that cover maternity?
You might prefer plans with high deductibles or co-pays. In this case, you might have expenses left when you deliver your child. You can easily pay them using short-term disability benefits and hospital indemnity insurance. Both these insurances pay you with cash to resolve delivery costs and expenses during maternity leaves. Generally, some individual insurance plans that cover maternity is similar to that of a pre-payment plan, but they aren’t really like insurance. It usually costs $300 a month. You also have to wait a year before you can get pregnant for the plan to cover your pregnancy. Answer by general public — May 25, 2009 @ 1:11 pm 1 CommentLeave a comment |
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Health insurance rules and regulations, and plan options vary in each state. Try to check if your state allows for preconception and maternity coverage for individual insurance health plans. It also depends on your age. Some plans only cover women who are under 40 yeas old.
Blue Cross Blue Shield of Florida offers multiple plans with maternity coverage. you also benefit from the steep discounts BCBSFL has negotiated with the medical providers. If you need information on your options you can visit us at berlindenys.com and request a free quote. If you prefer, you can call us at 800-946-3303. We look forward to helping you find the coverage you need.
Comment by Gerard Denys — May 27, 2009 @ 5:00 pm