My wife and I have been on her COBRA insurance since she switched jobs in the spring to a contract position. I do not have a decent health plan through my employer (it is a very inexpensive plan wtih very little coverage, not a real HMO/PPO plan). What are our options once COBRA ends? We have preexisting conditions which have prevented us from getting individual plans in the past and aren’t sure what our options are for decent health insurance once COBRA coverage ends.
They offer several plan options, with deductibles ranging from $500 to $5,000 and also have Health Savings Account plan options. Coverage is offered through Blue Cross Blue Shield of Illinois and your premiums will be based on age and choice of deductible amount. Answer by Moderator - Wednesday, November 18, 2009 @ 2:55 pm No CommentsNo comments yet. Leave a comment |
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Once your COBRA expires, you can acquire guaranteed coverage through the Illinois Comprehensive Health Insurance Plan. Here is a link to their site: http://www.chip.state.il.us/
