Are there any free or affordable health insurance for students? What other options do I have? I’m a full time college student and my dad’s insurance recently dropped my coverage.

Check with your school counselor if your university offers health insurance for students. As far as I know, most universities offer student policies for treatment in their university clinic. Bear in mind though that these sort of insurance policies mainly cover visits to the university clinic. In the unfortunate event that you take a trip to a hospital emergency room, expect your finances to take a heavy hit. While it is limited, a student health policy may be the most reasonable option for you.

In case your university doesn’t offer health insurance for students, getting an individual student health plan for yourself is another option you may want to consider. If you’re healthy and have no pre-existing conditions, I’m sure you won’t have any problems getting an affordable health plan.

You can try contacting a local health insurance agent who would probably set you up with a budget insurance plan. Although limited, you’ll get health insurance reasonable for your needs and means. When choosing what plan to take, you should take what type of coverage you need and other details into account. You can probably choose from an HMO, PPO, or other types of health plans.

Answer by general public - July 3, 2009 @ 4:11 pm

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