What health insurance company can you recommend to a 24-year-old employee? Is there an inexpensive or at least affordable health insurance company?
If you choose a plan that covers everything such as doctor’s visits, prescription drugs, preventative health benefits, maternity coverage as well as low deductibles, low copays and optional vision and dental benefits expect to pay a significant amount on your monthly premiums. However, age plays an important role in getting a health insurance plan. Most health insurance company agents would advise young employed people, especially those at your age bracket, to get a health insurance policy as early as possible in their working life because of the low monthly premiums. The dogma is the younger the lower is the cost of the premium. If you are after paying low monthly premium, it would be advisable in getting a plan that covers only major health problems from a health insurance company. You can use what you may have saved from the monthly premiums for occasional visit to the doctors. There are health insurance companies that offer $250 premium a month with low/no deductible but it does not cover maternity, dental, or vision services. More research will yield more options but to consult an insurance agent from a trusted health insurance company will help you narrow down your choices. Try to seek professional advice, ask for quotes from different health insurance companies, and weigh down your financial capacity and you will end up with a plan that best suits your need. Answer by general public - June 19, 2009 @ 4:27 pm No CommentsNo comments yet. Leave a comment |
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In your search of an affordable health insurance company, it will actually depend on how much you are willing to pay that will gauge the affordability of the health insurance plan and not exactly of the health insurance company. Paying a premium reasonable to your income will depend on what do you want covered in the health insurance policy and how much you can pay every month.
