How can I include my mother in my company’s group health plan?
Some insurance companies have strict rules in adding dependents to group health plans. There are times that only immediate family members such as spouse, children, and sometimes stepchildren are accepted as dependents. Parents with disability who live with their children can qualify for several insurance company’s group health coverage as dependents. You can also try checking with the American Association of Retired Persons (AARP) if there is a supplemental health insurance plan for your mother. If she is 50 years old or older, she is qualified to become a member. You can also look for insurers who are contracted by AARP so you can get a separate coverage for her other medical needs. Before you get a plan for your mother or add her to your group health plan, you should first determine the type of coverage your mother needs and the monthly premium you can pay. You should keep in mind that adding people in your group health plan will increase your monthly premium. Sometimes, it can get quite expensive to add dependents to your plan. However, there are also other low-cost health insurance plans, supplemental plans, and even prescription drugs plans you can get for your mother. You should try asking an independent agent about other health insurance options for her. Answer by general public — June 19.2009 @ 11:23 am No CommentsNo comments yet. Leave a comment |
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Your mother has to be your legal dependent for her to be included in your group health plan. You can go to your human resources department to inquire about how to add dependents to your plan. Isn’t she eligible for Medicare yet? How about supplemental plans from AARP?
