My employer has been paying 75% of health insurance premiums for covered employees and dependents. I have been told that any new hires are to told that the employer will pay 70% of the employee’s premium and 50% of any dependent coverage. Can my employer change the percentages for new hires and keep the percentage as is for existing employees?
Answer by Moderator - Monday, October 19, 2009 @ 4:41pm 3 CommentsLeave a comment |
|
No, the employer contribution must be equal for all employees. The exception would be a “managers carve-out” clause that allows an insurance company to offer a higher contribution for officers of a corporation. The amount that the employer is obligated to contribute toward the employee and dependent premiums is written into the employer’s contract with the insurance company. This can be modified annually during the open enrollment period. Perhaps your employer is planning this change at open enrollment and has yet to notify existing employees.
Can my employer stop contributing for my wife’s medical coverage when she has been on my insurance for years? He is now offering to keep me on as single coverage but only keep her on by me paying 100% of the premiums each month and has not done this for any other employee or other dependents?
Comment by Howard — November 24, 2009 @ 4:48 pm
No, they can’t single you out for this. If they are going to change the employer contribution for dependents, it must be the same perecentage for all employees
Comment by Moderator — November 30, 2009 @ 4:00 pm
I have a similar situation. My employer decided that employers hired prior to x date will pay $y amount premium and employers hired after x date will pay double. Can they do this? What I can do? Thank You
Comment by Adrian max — March 12, 2010 @ 6:34 am