I am at a new job and have taken a pay cut to come here. My old position was paying my coverage and my daughter at 100%. So my new employer wants to pay my coverage the same as my old employer (100% myself and my daughter) but has said that he covers 25% of one of his current employees coverage and he thought he had to do the same for me by some law or something. He currently has Med Mutual (COSE) plan. He told me to research this and get back to him. Can he cover me at 100% and the other employee at 25%? Thanks for your time!

When an employer contracts with an insurance company to provide group health insurance to their employees they must indicate what percentage of the premium they will contribute toward the employee’s health insurance. The percentage that they contribute for the employee’s premium can be different from the percentage that they contribute toward the premium for any dependent family member’s that the employee wishes to included on their policy. For instance, the employer may offer to pay 100% of the employee’s premium and 50% of the dependent premium. Once this amount is determined, it can’t be changed until the renewal of the policy and must be applied in the same manner for all employees. Perhaps he can offer you a slightly higher salary to offset this difference.

Answer by moderator — June 15, 2009 @ 11:51 pm

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