Can someone recommend a low-cost California health insurance plan that I can get for my family?

The California health insurance that you can try getting is the state’s Healthy Families Program. People throughout the county who are part of the program are offered low-cost health care and different health plans. Dental and vision care are also part of some health insurance plans.

Families who want to be part of this California health insurance program have to first meet federal family income guidelines. The income for family sizes ranging from one to ten might range from zero dollars up to $9,000. Teens up to 18 years old and pregnant women, infants, and children on Medi-Cal can qualify for the Healthy Families Program. Children of qualified immigrants may also be eligible to be part of the health program.

Children under Healthy Families can benefit from medical services offered by the program. For one, children are not denied health care coverage regardless of their current health condition. These children are eligible for any required medical services, and are provided preventive pediatric health care services such as immunizations and screenings.

Several services for children under this California health insurance program are free, although there are some medical services that require the parents to pay co-pays of five dollars per service. There is a maximum co-payment of $250 per family per year. Newborn babies from women who are part of the Healthy Families Program might not get coverage from the program, but instead have Medi-Cal cover the babies’ health care for the first year.

Answer by general public - June 26, 2009 @ 1:23 pm

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