I currently have Blue Cross of California which is a Preferred Provider Organization or PPO. I wish to switch to another health insurance company as Blue Cross of California recently raised their premiums. What other health insurance can you recommend that will suit well for the healthcare needs of small company employees?
Instead of switching to another one, try to review the health insurance plans of Blue Cross of California for small businesses. This is under their Employee Elect portfolio. Their plans for small businesses provide employers the option to buy policies that offer employees cafeteria style flexibility with a set monthly premium. Your employees can also choose from a selection of Blue Cross of California’s offerings If the plan they choose costs more than the monthly premium that has been set, then you can deduct the remaining amount from the employee’s salary. If you really want to switch to another company, try to consult with an independent agent in your area. They can provide you with several health policies, and explain to you the differences among them, including the plans of Blue Cross of California for small businesses. Since they know the market better, they can guide you in choosing the right plan for your business according to your situation and budget. The monthly plan premiums are usually about the same, regardless of whether you inquire about health plans directly from the insurance company or from your local agent. Answer by general public — May 22, 2009 @ 10:59 am No CommentsNo comments yet. Leave a comment |
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