Some individuals consider Assurant health insurance plans to be limited benefit insurance plans. They would usually suggest that you buy such plans only if you cannot get one of those major medical health insurance plans.

You should avoid limited benefit health insurance plans and try to find other insurance plans. It is also important to avoid buying the first health insurance plan that you get a quote for. You should conduct your own research on the available health insurance plans in the market including other Assurant health plans.

There are many reputable insurance companies that are offering a range of insurance policies. I suggest that you consult with an independent health insurance agent who can recommend the best insurance plan for you. But if you do have an idea of various Assurant health plans, I would recommend Assurant’s Coremed or Maxmed insurance plans. Both of these policies offer excellent coverage.

In general, you should avoid buying limited benefit insurance plans under any situation. The frequency of your visits to your doctor should not be the determining factor in your choice of an Assurant health plan. You should purchase the plan that is most reasonable and practical considering your financial and medical condition.

Answer by general public - June 19, 2009 @ 3:19 pm

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