How can I find an affordable Alabama health insurance plan? I just relocated here and in-between jobs. I’m planning to buy low-cost health insurance after my COBRA expires. Any suggestions?

There are several Alabama health insurance to choose from. Some plans offer affordable and good medical coverage. You can choose between an HMO plan and a PPO plan.

Your state government regulates every kind of Alabama health insurance. If you cannot find any affordable health plan or an insurance company that can offer you something within your budget, just call the state’s Department of Insurance to ask for options or referrals.

The state insurance department has all the information you need on specific plans like Alabama Health Insurance Plan for adults, AllKids for children and Medicare and Medicaid for seniors. To address the seniors’ specific needs, the state created Alabama State Health Insurance Assistance Program (SHIP) that deals with any issues and concerns about Medicare and the Alabama Medicaid Agency for low-cost Alabama health insurance for seniors.

There are Alabama health insurance plans that can give you discounts. You can also check out some state-funded health insurance programs. Most state governments have programs for cash-strapped individuals who cannot afford regular health plans offered by private insurance companies.

Before you contact the state insurance department for affordable Alabama health insurance, you can start by shopping online. You might find something you can afford while looking for a job.

Answer by general public - June 26, 2009 @ 3:00pm

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