How can I find affordable health insurance in my state? Most of the policies I know have ridiculous premiums that are just beyond my budget.

It’s not that difficult to find affordable health insurance in your area. You just have to know where to look or who to ask for health insurance plan options.

You can try searching several insurance companies’ websites for information on their health plans. You can instantly get quotes for affordable health insurance in your area just by filling out forms on these sites asking for your medical information. You will usually get a couple of health policies that show the level of coverage you might get and the premium you might have to pay once you choose to get any of the plans. Remember though that the insurance rates and the coverage might change once you have contacted the insurance company personally.

As mentioned, insurance rates are important especially if you are looking for affordable health insurance in your state. Keep in mind that different states have different insurance rates. You should always look at each health plan’s premiums, deductibles, pre-existing conditions exclusions, and other exemptions. You need to get your money’s worth with any health insurance plan.

It’s also advisable that you contact a local health insurance broker. The agent can probably help you find affordable health insurance in your area if he works with the major insurance companies in your state. He will take into account the level of coverage that you want, your current health condition, your medical needs, and your budget.

Answer by general public - June 26, 2009 @ 1:26 pm

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