Do you have any information on Aetna Insurance Company and the health insurance plans it offers in the state of Colorado? I’m planning to get a health plan and am choosing between Aetna and another insurance company in my area.

Aetna Insurance Company is the former name of Aetna, Inc., an insurance company offering a range of consumer directed health care and traditional products and services. Services offered by the company include pharmaceutical, behavioral health, medical, dental, long-term care, group health, disability plans, and medical management capabilities. The availability of these medical services will vary though from state to state, so you should check the health insurance policy that you’re getting.

Aetna Insurance Company was established in the late 1800s and only entered the health insurance industry before the turn of the century. It was only in 2006 that the insurance company offered health insurance plans again in Colorado. The plan options Aetna offers include five different Managed Choice plans (PPO-type plans), two hospital plans, two high deductible health plans compatible with HSAs, and an optional dental PPO plan. Each Aetna Advantage Plan can be sold on a child-only contract so that parents can get health insurance for their children, eliminating the need to sign up other family members for other health plans.

If you’re planning to get a policy from Aetna Insurance Company, then you should take a look at the basics of the insurance company’s plan designs. Make sure you evaluate the lifetime maximum, deductible choices, physician office visits, prescription drugs coverage, inpatient and outpatient medical services, and emergency room options for each plan type.

Answer by general public - July 3, 2009 @ 2:07 pm

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