My children reside with me. Their father’s wife put them on her insurance without my knowledge and refuses to take them off. Are my children elligible to be on her plan even though they don’t live with her or my x husband. She has Aetna group insurance through her work.

Your children are eligible to be on their stepmother’s group health insurance plan if they are her legal dependents. This is true even if they do not actually reside in her home. If your children are receiving adequate health insurance coverage by being on her policy, than this should be something that you should be grateful for. However, if they are on her plan illegally, and are not her legal dependents, this could cause problems down the road if there were to be any claims investigations. The insurance company would have the legal right to deny payment of claims if the children are covered under this group health plan outside of the guidelines and requirements of the insurance company. You could resolve this by contacting Aetna and informing them of the situation. But, before doing so, you want to make sure that your children have alternative coverage.

Answer by Moderator - Wednesday, November 18, 2009 @ 2:35 pm

No Comments

No comments yet.

Leave a comment

XHTML ( You can use these tags): <a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <del datetime=""> <em> <i> <q cite=""> <strike> <strong> .

Security Code: