What is Aetna’s i.Choose all about? Is it true we can choose which Aetna benefits and services we want to receive with this type of program?

Aetna’s i.Choose is a personal benefits solution offered for health insurance plans. Initially, you can only choose Aetna benefits for dental, life, disability, and accident insurance, but the insurance company has expanded the program to accommodate rising health care costs. i.Choose will benefit both the employers and their employees as they can now balance costs with value by choosing appropriate benefits that will go with their health insurance plans.

The Aetna benefits for employees include options to get whichever health plan they choose and pay for their health insurance based on group rates. Participants can also enroll and check their billing online regardless of which plan their employers provide for easy administration. Information on the enrollment system and cost estimator tools are accessible to participants. These will make it easier to make benefit decisions.

Employers also receive the same Aetna benefits as the employees. With i.Choose, employers have the ability to retain and attract workers when they offer a broad range of benefits that large companies usually offer. They can offer these health benefits at a very low cost or at no cost to the employers. Online access to billing, bill paying, and previous invoices is also available to employers. Employers can also use the online enrollment system which automatically determines whether an employee needs further evidence of insurability. Reporting of employee and benefit information are also available with i.Choose.

Answer by general public - July 3, 2009 @ 1:27 pm

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