The American Association of Retired People is a national organization created to promote and help enhance the quality of life of people aged 50 years old and above. It offers AARP healthcare insurance plans to older people to help cover for their medical and health needs. AARP is established to provide nonpartisan services such as advocacy on consumer, legislative and legal issues. It basically promotes community service and the quality of life of older people. There is a range of AARP health care options and service programs that are provided to older people who are over the age of 50. Seven of these health care options are discussed below.

The Medicare Supplement Insurance plan covers part of the expenses that is not covered by Medicare. Under this plan, you can choose your own doctors and you get coverage wherever you travel across the country.

Supplemental Hospital Insurance provides cover for hospital stays to help you pay for costly deductibles. You can use this money in any way that you wish and it can be paid directly to you.

AARP Supplemental Medical Plans will provide you with cash benefits for hospital stays and preventive care. Coverage depends on the level of your health insurance plan and may include alternative therapies, checkups, and cosmetic surgeries, among others.

AARP Hospital Indemnity Plans will provide you with supplemental benefits for covered outpatient surgeries and hospital stays. AARP Hospital Advantage Plans will provide you with a substantial daily cash benefit of up to $700 a day for hospital stays. Coverage will begin on the second day of your stay at the hospital.

AARP Medical Advantage Plans will provide health coverage for people who belong to the 50 to 64 year-old age group. Coverage includes fixed cash benefits for surgeries and hospital stays. AARP Personal Health Insurance Plans allows you to have access to exclusive online health resources. Long-Term Care Insurance is designed by Metropolitan Life Insurance Company for long-term care planning. It aims to protect your investments and savings. Under this plan, you can choose how and where you receive your services.

You can choose from the above-mentioned AARP healthcare insurance plans depending on your medical needs, health condition and budget.

Answer by general public — June 26, 2009 @ 1:53 pm

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